Yes, the house needs to be appraised at the first mortgage or mortgage, so you need to pay the appraisal fee. Generally speaking, mortgage houses need to pay the following fees:

1, loan interest expense;

2. Handling fee;

3. Mortgage assessment fee;

4. Guarantee fee;

5. Default fee.

The correct name of bank mortgage is house mortgage loan, which means that the property right of the house purchased by the buyer is used as collateral, and the bank pays the house price to the developer first, and then the buyer pays the principal and interest to the bank in monthly installments.