According to the "Notice of the General Office of the Ministry of Human Resources and Social Security and the General Office of the Ministry of Finance on announcing the 2016 Employee Basic Pension Insurance Personal Account Account Interest Rate and Other Parameters" (Human Resources and Social Security Department [2017] No. 71), In 2016, the personal account accounting interest rate of the basic pension insurance for urban employees (including the basic pension insurance for employees in government agencies, institutions and enterprises) was 8.31%.

Whether it is possible to unify and clarify the interest rates for urban and rural residents’ personal pension insurance accounts as soon as possible. Currently, the interest rates for urban and rural residents’ personal pension insurance accounts in various places are set based on the one-year bank interest rate stipulated by the central bank. Compared with The interest rate for urban employees’ basic pension insurance personal accounts is relatively low.