What is the interest on my loan?
The loan amount of my loan is 300~3000 yuan, the lowest monthly interest rate is 0.78%, the general loan interest is 1%~2%, and the loan time is 1 month to 6 months. At the same time, my loan also supports installment repayment, and the longest installment repayment is 6 months. It is reported that this is the lowest interest rate among college student loan products.
The minimum monthly interest rate of my loan is 0.78%, which is equivalent to the annual interest rate of 9.36%. Therefore, the interest rate of this unsecured consumer loan is not high. After all, there are many people above 10%, but the fees include not only interest, but also approval fees and related handling fees, which will be automatically calculated when applying on the APP.
I came to borrow a loan process:
Users only need to download my mobile app, then fill in personal identity, academic information, photo authentication and bank card according to the prompts, and then fill in the contact person, which is basically the same day's review and the next day's payment.
I'm here. Loan review method:
It is reported that my loan platform adopts a combination of professional bank risk control means and Internet big data. By looking at the user's ID number and photos, as well as the user's background on the network, such as information provided by customers, third-party credit records, other public information on the network, and the direct reply from the lender obtained during the actual telephone audit. At present, our loan company has launched a three-minute approval project, which is a small unsecured and unsecured short-term online credit loan for college students. It only takes three minutes to pass the exam quickly.
It should be noted that the loan interest varies with individual credit qualifications. The better the credit, the lower the interest rate.
The above is an introduction about my loan interest, I hope it will be useful to you.