Not exactly. Usually the bank will give 3-5 days, so the repayment date of Fu E loan is not overdue the next day. The simple and popular understanding of loan is interest-bearing loan, which is a form of credit activity that banks or other financial institutions lend monetary funds at a certain interest rate and must return them. It can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income from it and increase their own accumulation.