Main responsibilities:
1. To formulate and promulgate rules and regulations for the supervision and management of banking financial institutions and their business activities in accordance with laws and administrative regulations;
2. To examine and approve the establishment, alteration, termination and business scope of banking financial institutions in accordance with the conditions and procedures prescribed by laws and administrative regulations;
III. Directors and senior managers of banking financial institutions shall be subject to post qualification management;
4. Formulating prudent operating rules of banking financial institutions in accordance with laws and administrative regulations;
5. Conduct off-site supervision on the business activities and risk status of banking financial institutions, establish a supervision and management information system for banking financial institutions, and analyze and evaluate the risk status of banking financial institutions;
Six, on-site inspection of banking financial institutions' business activities and risk status, formulate on-site inspection procedures and standardize on-site inspection behavior;
Seven, the implementation of consolidated supervision of banking financial institutions;
Eight, in conjunction with the relevant departments to establish a banking emergency handling system, formulate a banking emergency handling plan, clear the disposal institutions and personnel and their responsibilities, disposal measures and disposal procedures, timely and effective handling of banking emergencies;
Nine, responsible for the unified compilation of statistical data and statements of banking financial institutions across the country, and shall be published in accordance with the relevant provisions of the state;
Ten, guide and supervise the activities of the banking self-regulatory organizations;
XI. Conduct international exchange and cooperation activities related to banking supervision and management;
Twelve, the credit crisis has occurred or may occur, seriously affecting the legitimate rights and interests of depositors and other customers of the banking financial institutions to take over or promote institutional restructuring;
Thirteen, banking financial institutions operating in violation of regulations, poor management and other circumstances have been revoked;
14. Inquire about the accounts of banking financial institutions, their staff and related actors suspected of financial violations, and freeze the applications of judicial organs suspected of transferring or concealing illegal funds;
Fifteen, the unauthorized establishment of banking financial institutions or illegal business activities of banking financial institutions shall be banned;
Sixteen, responsible for the daily management of the board of supervisors of state-owned key banking financial institutions;
Seventeen, to undertake other tasks assigned by the State Council.
Extended data:
According to the Interim Regulations on the Administration of Banks in People's Republic of China (PRC):
Article 5 The People's Bank of China is the institution that leads and manages the national financial undertakings in the State Council and the central bank of the country, and fully performs the following duties:
First, study and formulate the principles and policies of the national financial work, and organize their implementation after approval;
The second is to study and formulate draft financial regulations;
Third, formulate the basic rules and regulations of financial business;
4. Responsible for currency issuance, regulating currency circulation and maintaining currency stability;
5. Manage deposit and loan interest rates and set the exchange rate of RMB against foreign currency;
Six, the preparation of the national credit plan, centralized management of credit funds, unified management of state-owned enterprises liquidity;
Seven, the management of foreign exchange, gold and silver and national foreign exchange reserves, gold reserves;
8. To examine and approve the establishment or merger of specialized banks and other financial institutions;
9. Leading, managing, coordinating, supervising and auditing specialized banks and other financial institutions;
Ten, the manager of the national treasury, the issuance of government bonds;
Eleven, the management of corporate stocks, bonds and other securities, the management of financial markets;
Twelve, on behalf of the government to engage in relevant international financial activities.
Article 6 The People's Bank of China shall, in accordance with the provisions of national laws and administrative regulations, administer insurance enterprises throughout the country.
Article 7 The People's Bank of China shall set up a board of directors as the decision-making body of the head office.
The main tasks of the Council are as follows:
First, consider financial principles and policies;
Two, review the major issues related to the annual national credit plan, cash plan and foreign exchange plan;
Three, determine the principles of the establishment, merger and division of labor of specialized banks and other financial institutions;
Four, study other important matters involving the overall financial situation.
Article 8 The People's Bank of China shall set up branches according to the needs of economic development.
Branches of the People's Bank of China shall perform the relevant duties of the central bank within their respective jurisdictions, and specifically lead and manage the financial undertakings within their respective jurisdictions.
Article 9 The People's Bank of China shall provide services such as fund dispatching, work coordination, information provision and personnel training for specialized banks and other financial institutions to support their business development.
Article 10 The head office of the People's Bank of China and its branches are responsible for coordinating and arbitrating business differences between specialized banks and other financial institutions.
Article 11 The People's Bank of China does not directly handle the deposit and loan business of enterprises and individuals.
Baidu Encyclopedia-China Banking Regulatory Commission