1, the national student loan is mainly used to help students from poor families pay tuition, accommodation and living expenses, reduce the family burden and ensure their smooth completion of their studies. Other benefits are as follows:

(1) Help students establish the concept of self-reliance, urge students to study and work hard, and promote the reform of quality education for college students.

(2) Provide social security mechanism for citizens to get fair and just educational opportunities.

(3) It is an important measure for the state to use financial means to support the deepening reform of the higher education system and promote the development of education in China.

(4) The financial aid policy system for students from poor families in colleges and universities has been further improved, and the contradiction of insufficient financial aid in colleges and universities has been alleviated.

2. The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.