1. Is Ping An Pratt & Whitney policy loan a credit report?
Credit information was collected at the meeting. Ping An Pratt & Whitney is a financial institution and has been connected to the central bank's credit information center. Not only will it be overdue at the meeting, but it will also be investigated and applied for a policy loan.
As long as the policy loan is repaid on time, the repayment record will not affect personal credit, but will accumulate a good reputation, so don't worry too much.
2. What are the consequences of Ping An Pratt & Whitney policy in loans overdue?
1, credit investigation
Once the repayment is overdue, the most direct consequence will be the impact on the credit report, and the details of the arrears will be displayed on the credit report. If you don't handle it, you may be blacklisted by the bank and cannot handle other credit business.
2. Insurance premium
If you apply for a policy loan with tying insurance, you may get compensation if you fail to do so. This is also a serious breach of contract, equivalent to the loan user.
3. Penalty interest
After overdue, penalty interest ranging from several hundred yuan will be charged as the case may be, depending on the overdue amount, with the highest 500 yuan.
4. Collectibles
Will be called to collect money, call contacts, freeze the amount of Ping An Pratt & Whitney, etc. If the circumstances are serious, a letter of prosecution may be issued.
To sum up, it is a very serious matter that Ping An Pratt & Whitney is overdue. Because it is a financial institution, the punishment will be greater. If you have a small partner who needs to buy a house and a car, don't be overdue. Credit is difficult to repair.