Car buyers who apply for car loans directly from the bank only need to face one institution of the bank when repaying because they sign an agreement directly with the bank. In this way, if the buyers want to transfer the car loan to the bank without paying off the car loan, they only need to negotiate with an institution of the bank. Generally speaking, car buyers who can directly apply for car loans from banks must have collateral before applying for car loans. Buyers who need to transfer car loans from banks must pay off all car debts in one lump sum before transferring car loans from banks.

Second, how can we get a car loan only if the bank has running water?

Bank running water is one of the necessary materials for handling car loans, and it is impossible to handle car loans only by bank running water. Information required for car loan:

Original ID card, residence booklet or other valid proof of residence, and provide a copy;

(2) proof of occupation and economic income, and a running list of personal accounts in the past six months;

③ Car purchase agreement, contract or letter of intent signed with the dealer;

(4) Other documents required by the Cooperation Organization.

3. What is the process of going to the bank to apply for a car loan?

You can buy a car directly or borrow money to buy a car. Take everything you need.

4. What is the process of Guangzhou Bank's loan to buy a car?

1, borrower Guangzhou Bank

2. Guangzhou Bank accepts the loan application and reviews it.

3. The borrower and Guangzhou Bank have passed the examination.

4. Handle other formalities stipulated in the contract, such as vehicle mortgage, insurance and notarization.

5、

6. The borrower starts repayment.