What is the annual interest rate of a 3.65% 40,000-year loan?

The interest is 4380 yuan.

The annual interest rate reaches 36.54% million yuan, and the total interest after three years of loan is 4380 yuan. The calculation method is 40000×3.65% = 1460 yuan, 1460 yuan× 3 = 4380 yuan.

Annual interest rate refers to the one-year deposit interest rate, which refers to the ratio of interest amount to deposit principal or loan principal within a certain period, and is usually divided into annual interest rate, monthly interest rate and daily interest rate.

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