Nanjing e-loan is the first personal consumption network credit loan product based on mobile app, which is cooperated by Nanjing Bank and Nanjing Information Center. Individual customers with good credit records can log in to the "My Nanjing" mobile app to apply.
Customers apply from the "My Nanjing" mobile app, support 7×24 hours online real-time application, require real-name authentication, and adopt "face recognition" technology and "dynamic verification code" to ensure the authenticity of the applicant's identity.
To apply for Nanjing e-loan, you don't need to provide any paper materials or any mortgage guarantee. You only need to apply on your mobile phone to get a consumer credit loan quickly. The loan amount can be up to 500,000 yuan, the term is flexible, and it can be recycled within the validity period. The term of a single loan is the shortest * longest 1 year. Can be used for customers and their family consumption, such as decoration, car purchase and garage, wedding, travel, study abroad, large consumption of durable goods and so on.
The expected annualized interest rate of e-loan in Nanjing is based on the benchmark expected annualized interest rate, and the expected annualized interest rate of loans within one year (including one year) is specifically based on the standard of Bank of Nanjing.
The urgently needed funds can be applied without guarantee, the application threshold is low, the expected annualized interest rate is low, the lending speed is fast, and the loan can be made on the same day at the earliest.