1. house purchase withdrawal: if the husband and wife jointly purchase houses, they can jointly apply for withdrawal of provident fund. At this time, it is necessary to provide the husband and wife's ID card, household registration book, marriage certificate, real estate license and other relevant supporting materials.
2. Loan repayment withdrawal: If both husband and wife use the same loan to buy a house, they can withdraw the provident fund according to the repayment situation. At this time, it is necessary to provide husband and wife's ID card, household registration book, marriage certificate, loan contract, repayment certificate issued by the bank and other relevant certification materials.
3. Rent withdrawal: If the husband and wife jointly rent a house, they can withdraw the provident fund according to the rent payment. At this time, it is necessary to provide the husband and wife's ID card, household registration book, marriage certificate, house lease contract, rent payment certificate and other relevant certification materials.
4. Other extraction methods: In addition to the above three methods, it can also be extracted according to other conditions stipulated by local policies.
It should be noted that there may be differences in provident fund withdrawal policies in different regions, and the specific operating procedures and required materials may be different. Therefore, before applying for provident fund withdrawal, it is recommended to consult the local housing provident fund management center or relevant institutions to understand the specific policies and operational procedures.
To sum up, couples can choose the appropriate extraction method according to different purposes and situations when handling the withdrawal of provident fund. Before applying, you need to prepare relevant supporting materials to understand the specific policies and operational procedures.
Legal basis:
Regulations on the administration of housing provident fund
Article 25
Employees or their spouses who purchase, build, renovate or overhaul their own houses may apply for withdrawal of housing provident fund.