It is understood that provident fund discount loans and provident fund loans are not the same product. The discount loan of provident fund means that the provident fund center cooperates with the entrusted bank, and the housing provident fund loan approved by the provident fund center will be temporarily issued by the entrusted bank as a commercial loan. During the period when employees repay commercial loans, the interest difference arising from the difference between the interest rate of commercial loans and the interest rate of housing provident fund loans shall be subsidized by the provident fund center on a monthly basis. Housing provident fund loans refer to housing mortgage loans issued by local housing provident fund management centers to on-the-job employees who paid housing provident fund and retired employees who paid housing provident fund during their employment. In addition, the housing provident fund discount loan has a certain planned quota for the issuance quota, so it may be terminated due to reasons such as exhaustion of the quota. However, before that, the center will inform the entrusting bank and related cooperative buildings in advance, and will inform the public in advance in the form of an announcement. Before the suspension of loan varieties is officially announced, eligible buyers can apply to the center for the discount loan business of provident fund. Editor: Yang Xiaoxue