If Beijing Provident Fund repays loans overdue, the borrower shall deposit the outstanding repayment funds into the repayment account as soon as possible for bank deduction. (1) The loan entrusted to China Construction Bank will be deducted every Wednesday, and deducted from 25th to the last day of the month. ② Entrust other banks to deduct the loan every Wednesday and repayment date.
How to avoid overdue in the process of daily provident fund repayment?
First, carefully read the terms of the loan contract, focusing on the monthly repayment date and the minimum repayment amount, and make full preparations.
Second, it is necessary to deposit the full amount due in the current month into the repayment account 1 day before the repayment date agreed in the contract. If the monthly repayment date is 9th, the borrower needs to deposit on 8th, and leave enough account balance for deduction on 9th.
3. The borrower is requested to pay attention to avoid loans overdue caused by insufficient balance in the card due to the annual fee of the bank card or the management fee of the small account set by the bank.
In addition, if the repayment method is free repayment, it is necessary to arrange and adjust the monthly repayment amount reasonably, so as to avoid always paying according to the minimum repayment amount, resulting in the failure to repay the last installment and loans overdue.