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Advantages and disadvantages of credit methods in which both exporter's bank and importer's bank participate.
1. On the basis of investigation at this stage, The Export-Import Bank of China will preliminarily think that the project is in line with relevant national policies and credit principles, with good economic benefits and repayment guarantee, and The Export-Import Bank of China will issue a preliminary letter of commitment or letter of intent to export enterprises, so that they can further conduct business negotiations.

2. After sending the initial loan commitment letter or letter of intent to the export enterprises, The Export-Import Bank of China should participate in the foreign business negotiation of export contracts as soon as possible, and do a good job of connecting the trade contracts and loans with relevant parties on the following matters: 1. The proportion of down payment in trade contracts. 2. Determination of payment method and domestic settlement bank. 3. The amount, currency, term, interest rate, cost, withdrawal method, interest calculation method, repayment times and methods of the credit provided by the bank. 4. The borrower's debt confirmation certificate, etc. If the export buyer's credit is handled according to the General Agreement on Export Buyer's Credit signed by The Export-Import Bank of China and the banks of the importing country, the above items shall comply with the provisions of the General Agreement.