Lizhou is a formal loan company, but the company has many problems such as high interest rate and regular loan, and has been complained by users many times. Remind users that the online lending platform is risky and it is recommended to consider it carefully.

Lizhou Loan belongs to Zhuhai Lizhou Information Service Co., Ltd., which is an Internet consumer finance company that provides high-quality consumer financial services for young people. Lizhou adheres to the vision of "improving the quality of life of young people" and is committed to becoming a popular financial service provider.

Lending Bao is the latest online lending platform. As long as users have credit cards or Alipay, they can borrow money.

1, credit investigation

For loan users, the biggest concern is whether the loan will check the credit information. At present, the loan application is not aimed at the lender, but may match the bank financial institutions, which will have an impact on the credit investigation.

2. Call the contact?

From the feedback of successful partners, most of them did not pay a return visit after submitting their applications, and a few would pay a return visit to themselves. A return visit is generally not a big problem, and you can arrive on the same day.

3. Application materials

Need to provide identity authentication, face recognition, personal basic information, operator, email authentication/Alipay. For most people, this is relatively simple information. It is recommended to choose Alipay or credit card, so the pass rate will be higher.

4. Term of credit line

At present, the maximum loan application amount is 65,438+05,000 yuan, the longest loan can be divided into 65,438+02 months, and the minimum monthly interest rate is about 0.5%. Need to have a real-name mobile phone number for more than half a year. The repayment method of the loan is consistent with the previous easy loan installment. The principal of the loan is basically paid off in the first three installments, and the interest is also paid off in the last nine installments.

To sum up, because it is similar to easy loan and loves installment, users who have been rejected before are likely to apply for loans. At present, it is unknown whether the quotas of the two apps are * * * and the information is not * * *.

After reading these introductions, do you know this knowledge? Through these introductions, we can know that the interest of this loan platform is not particularly high, and you can choose with confidence, but you must pay attention to whether you really need it before choosing, and don't make a decision blindly. I hope you can help everyone.