1. After the customer repays the agreed number of installments, he shall apply to the loan handling branch, and the customer shall deposit all repayment funds into the repayment account, and personally sign the Approval Form for General Change of Personal Loan of China Postal Savings Bank.
2.20 18 All the property certificates mortgaged by customers are handed over to the Housing Authority for management. Therefore, when handling the mortgage, the owner of the real estate license must go to the window of the Housing Authority to receive the real estate license and hand it over to the bank account manager for mortgage.
3. The customer must fill in the relevant information of mortgage cancellation in person and sign for confirmation.
4. The account manager of the loan handling bank collates the original materials related to mortgage issuance and submits them to the local branch. The credit management department of the local branch is responsible for submitting materials to the Housing Authority, which will accept and issue a notice of acceptance.
5. After completing the mortgage cancellation procedures, the customer will go to the loan handling bank or the Housing Authority to get the real estate license.