1, "Borrowing with repayment" refers to the products that customers who have obtained the personal revolving credit line of China Merchants Bank and signed relevant agreements borrow or repay by themselves through electronic channels such as online banking or telephone banking of China Merchants Bank, including the three functions of "self-borrowing", "self-prepayment" and "automatic prepayment" pioneered in China.

2. There is no fixed repayment plan with the loan, and the line can be restored after the loan is repaid.