1, the price is unstable.
The price of the house is a factor that everyone is very concerned about, but if the resettlement house is traded, the price will be unstable, because the interval from signing the resettlement agreement to delivering the house is long and changeable, especially the price keeps rising.
2. The policy has great influence.
Because the demolition and resettlement of resettlement houses is carried out in accordance with the provisions of national policies, the transaction of resettlement houses is greatly affected by policies, which is also one of the shortcomings of resettlement houses. According to relevant laws and policies: supporting commercial houses built due to major municipal projects relocation or low-priced commercial houses purchased.
3. The transaction risk is high.
Second-hand housing transactions are originally private transactions, and everyone does not know much about resettlement houses, so the transaction risk will be even greater. Some resettlement houses may still have co-owners, who are also the makers of risks in housing transactions. They look for loopholes in the contract to avoid legal responsibility and pursue their own interests, or set obstacles for the performance of the contract.
Resettlement housing loan process:
1. Apply for a loan and prepare relevant materials.
2. Lending institutions shall review and approve the materials.
3. After approval, both parties sign a loan agreement.
4. The borrower handles the mortgage registration.
5. Lending institutions issue loans.