If the purchased relocated house has obtained the house ownership certificate, it can be purchased by mortgage, depending on whether the relocated house can be loaned, and the following three conditions should be met:

1. The relocation agreement must be presented to prove whether the nature of the relocated house is restricted by the policy.

2. The relocated house must have five certificates.

3. The relocated house must obtain the real estate license, and only the relocation certificate cannot be used for loans.

In addition to the above three requirements, it is also necessary to meet other requirements of banks, so most banks will have higher standards for reviewing loan applications for relocated houses, and because the value evaluation of relocated houses will not be too high, even after approval, the amount of loans that can be applied for will not be too high.

When buying a relocated house, it must be clear who will bear the taxes and fees arising from the transaction. There is another point that is more critical. Because there is no real estate license for the time being, it is necessary to agree on the time of property transfer and delivery, and at the same time prevent the owner from selling one room and two halls. Yoshiya real estate encyclopedia, buying a house needs more knowledge.