The difference between a new house and a second-hand house is that as long as it is a loan, you need to provide a one-year social security certificate.
You can save deed tax, individual tax and business tax when buying a new house, and only need 1% deed tax, public maintenance fund and one-year property management fee for a new house within 90㎡. It's just possible that the new house is not as good as the second-hand house.
When buying a second-hand house, the second-hand house needs to pay the full tax of about 8% if it is less than 5 years old, and only need to pay the deed tax of 1% if it is more than 5 years old. There are many places to pay attention to in second-hand houses. Although the location may be better than the newly-built property, many local people are concerned about whether the second-hand house is crushed to death, or whether there are debt disputes, property rights disputes, remaining accounts and matters needing attention in the contract.