Bank loan process?
1. Users need to prepare relevant materials, such as user ID cards and income certificates. If the user is a mortgage loan, you also need to prepare the property title certificate;
2. The bank will investigate and evaluate the borrower's credit status; Banks will also investigate the borrower's loan use to see if it is legal and safe;
3. The bank approves the loan according to the regulations, and then signs a contract with the borrower before issuing the loan;
4. The bank will track the implementation of the borrower's contract. After the loan expires, the user needs to repay the principal and interest in time.