In the initial stage of car loan, the borrower's credit information will be checked, and only when the credit information meets the requirements of the lending institution can it pass the initial stage. Generally, credit will not be checked before lending. However, if there is a long interval between the time of lending and the time of preliminary examination, it is possible to check the credit again to confirm the latest credit status of the borrower. If you are worried about the personal credit problem, then don't apply for other credit products after the first trial of car loan is passed. Car loans may also check credit information after the loan, mainly for post-loan management to keep abreast of the borrower's credit status.