How to apply for a loan in lufax? As a network investment and financing platform built by China Ping An Group, lufax combines global financial development and Internet technology innovation, and provides professional and reliable investment and financing services for small and medium-sized enterprises and individual customers on the basis of a sound risk management and control system to realize wealth appreciation.

Lufax loan process

1. First, we need to register an account on lufax website and use this account to log in to lufax website.

2. Select "Loan Channel" and click Apply Now. Fill in the relevant information, and then click Apply Now below;

3. Fill in the detailed loan information and personal information;

4. Confirm the bank card information;

5. Submit the loan application and wait for the notice. After the approval, the staff in lufax will inform you by SMS, and then go to the service online shop to sign the contract.

Lufax loan terms

1, the age limit is 25-55 years old;

2, job requirements:

(1) The current residence is more than 6 months;

(2) Working for more than 6 months;

(3) Private entrepreneurs: business license registration 12 months or more.

3, if there is a policy, need to meet:

(1) The annual premium shall be paid in three installments and on time;

(2) Pay the premium quarterly 12 and pay the premium on time;

(3) Pay 36 monthly premiums and pay them on time.

Lufax loan materials

1, original ID card;

2, garage related documents (including real estate license, housing loan contract, real estate investigation certificate, etc.). ; Not provided without a garage);

3. The payroll bank has been running for more than 6 months recently;

4. Work certificate;

5. Personal credit authorization;

6. Debit cards for industry and commerce, agriculture, construction, investment promotion and Ping An Bank;

7. Proof of address: household registration book, real estate license, lease, residence certificate, etc.

8. If there is a policy, you need to provide the original policy and the user name and password of the website. Scope of application (nationwide): China Ping An Life Insurance Company of China Life Insurance, China Life Insurance, Xinhua Life Insurance, Pacific Life Insurance, China Life Insurance, Taikang Life Insurance and Taiping Life Insurance.

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