20 19 loan interest rate, the first home loan interest rate rises 10%, and the second home loan interest rate rises 15%. The benchmark interest rate will be raised on the basis of 4.9%. After the National Day of 20 19, the New Deal was implemented and the interest rate went with the market. At present, the mortgage interest rate in Hangzhou has not changed and remains at a high level. The mortgage interest rate of state-owned banks is basically unchanged, with the first home loan interest rate rising by 15% and the second home loan interest rate rising by 20%. The mortgage interest rate of commercial banks is higher, with the first set generally rising 15%-20% and the second set rising by 20%. In the future, the interest rate in Hangzhou will remain at the current level, and it is not expected that there will be a large-scale interest rate cut in the short term. Bank loans in Hangzhou are still relatively tight, and the interest rate is still very high. Most of the first interest rates have gone up 15%, which is 5.635%. At the same time, loans are not common and strict.

The down payment for the first purchase of CCB commercial loans is not less than 30%, and the interest rate rises 15%. It is required to check the files and loan records, but there is no information about buying a house (note: single customers and overdue customers suggest that the down payment be increased to 40%).

The down payment for the second suite is not low by 60%, and the interest rate rises by 20%.

ask

First, there is no record in the file, but there is a loan record:

2. Have 1 apartment but no loan record;

Three. Own 1 house, with loan records, but the corresponding loan has been paid off. At the same time, loans will be suspended for families with more than two houses. There is no new trend in August. On July 30th, the mortgage interest rates of some banks in Hangzhou were as follows

ICBC's first rise15%; Two sets of floating 20-25%

The first set of CCB rose by 20%; Two sets of floating 25%

The first set of agricultural bank rose15%; Two sets of floating 25%

The first set of banks rose15%; Two sets of floating 25%

The first set of China Merchants Bank rose by15%; Two sets of floating 20%

The first set of Hangzhou Bank rose18%; Two sets of floating 20%

The first set of Jiangsu banks rose15%; Two sets of floating 20%

The first set of Bank of Beijing rose by 20%; Two sets of floating 25%

At present, the benchmark mortgage interest rate is 4.9%.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!