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Who usually buys a house with a loan before marriage?
In the case of buying a house with a pre-marital loan, if it is determined that the pre-marital loan is used for buying a house in the same life after marriage, or if the husband and wife jointly use the loan after marriage, it belongs to the husband and wife. If it is determined that one party has paid all the house price before marriage and handled the real estate license, it belongs to one party's personal property before marriage.

legal ground

Article 1062 of the Civil Code of People's Republic of China (PRC)

The following property acquired by the husband and wife during the marriage relationship is the common property of the husband and wife and belongs to the husband and wife:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(five) other property that should be owned by * * *.

Husband and wife have equal rights to dispose of the same property.