1, for loans within six months (including six months), the annual interest rate is 4.35%;

2. Loans for six months to one year (including 1 year) with an annual interest rate of 4.35%;

3. Loans for one to three years (including three years) with an annual interest rate of 4.75%;

4. Loans for three to five years (including five years) with an annual interest rate of 4.75%;

5. For loans of more than five years, the annual interest rate is 4.90%.

Two, the corresponding interest rate of provident fund loans:

1, less than five years (including five years) 2.75%;

2, more than five years 3.25%.

The interest amount is calculated according to the loan amount and interest rate.

Legal basis:

Article 2 of the Law of the People's Republic of China on the People's Bank of China The term "lender" as mentioned in these General Rules refers to a Chinese-funded financial institution legally established in China to engage in loan business. The borrower mentioned in these General Rules refers to legal persons, other economic organizations, individual industrial and commercial households and natural persons who have obtained loans from Chinese-funded financial institutions engaged in loan business. The term "loan" as mentioned in these General Rules refers to the monetary funds provided by the lender to the borrower and repaid the principal and interest at the agreed interest rate and time limit. The loan currencies in these General Rules include RMB and foreign currency.

Law of the People's Republic of China on the People's Bank of China Article 3 The issuance and use of RMB shall abide by the laws and administrative regulations of the state and the administrative regulations issued by the People's Bank of China, and follow the principles of efficiency, safety and liquidity.