"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" item, which is legally necessary, and paying it also means an obligation.
20 16 March 23rd "13th Five-Year Plan" outlines the implementation of maternity insurance and basic medical insurance in parallel. This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for their employees, such as personal accident insurance and critical illness insurance. ? [2]?
Before the end of June, 2065438+2007, maternity insurance and basic medical insurance for employees were merged in some pilot areas, and the inspection expenses were reimbursed together with general medical expenses. The pilot period is about one year. The first batch of pilot areas include Handan, Hebei, Jinzhong, Shanxi, Shenyang, Liaoning, Zhengzhou, Henan, Yueyang, Hunan and other cities 12. After the merger of the two insurances, the future will be four insurances and one gold. People who participate in medical insurance can enjoy maternity insurance benefits.
Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.
From July 20 17 1 7, all housing provident fund management centers across the country will handle the transfer and connection of housing provident fund in different places through the platform according to the requirements of the National Operating Rules for the Transfer and Connection of Housing Provident Fund in Different Places issued by the Ministry of Housing and Urban-Rural Development. All housing provident fund management centers in China will be "networked" and handle the transfer and connection of housing provident fund in different places through a unified platform.
According to incomplete statistics, more than 20 cities such as Beijing, Shanghai, Fuzhou and Guangzhou have been connected to the national housing provident fund transfer and connection platform. On May 5, 20 18, Beijing Housing Provident Fund Management Center issued the Notice on Cancelling the Copy of Identification Materials as a Requirement for Withdrawing Housing Provident Fund and Handling Loan Business.
Extended data
First, the role of endowment insurance?
The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life. Therefore, the advantage of paying endowment insurance is that it can reach the minimum age, and after reaching the statutory retirement age, you can apply for retirement and receive a monthly pension. Pension can be received until death. With the improvement of social living standards, it will only increase rather than decrease, and the amount of capital increase will be adjusted every year, which can ensure the stability and reliability of old age life. ?
Second, the role of participating in medical insurance?
The advantage of basic medical insurance is that the insured can choose designated medical institutions and retail pharmacies independently and set up personal medical accounts owned by individuals. Personal account funds can be freely controlled within the prescribed scope, which can save certain funds for the insured and can be inherited according to law when medical expenses do not occur.
In addition, if the accumulated on-the-job payment reaches the minimum number of years, you can enjoy medical insurance benefits higher than on-the-job reimbursement without continuing to pay basic medical expenses after retirement. Medical expenses incurred during medical treatment shall be paid by individuals at their own expense, and the rest shall be handled by medical insurance. ?
Third, the role of unemployment insurance?
Paying unemployment insurance can get unemployment insurance and other subsidies when you are unemployed. Unemployment insurance is a kind of policy insurance, which is usually not available in commercial insurance companies. ?
Fourth, the role of maternity insurance?
The function of establishing maternity insurance system is to ensure that female workers enjoy protection during childbirth and lactation, so as not to stop working and fall into life difficulties because of childbirth. Carrying out maternity insurance can fundamentally solve women's medical expenses and living allowances during maternity leave and safeguard women's legitimate rights and interests from the system. This is a powerful measure to protect women's labor rights and interests under the conditions of socialist market economy.
What is the function of verb (abbreviation of verb) in handling industrial injury insurance?
After participating in work-related injury insurance, enterprises can effectively resist risks, and workers with work-related injuries can get medical treatment, work-related injury rehabilitation treatment and economic compensation. The employer shall participate in work-related injury insurance. When an employee suffers from work-related injury, the unit shall bear all the compensation expenses according to law. The compensation standard is the same as that of the insured employee, except that the work-related injury compensation is paid by the unit, not by the work-related injury insurance fund. ?
6. What is the role of paying the provident fund?
The provident fund shall be paid by individual units and owned by employees. After paying the provident fund, you can use the provident fund to buy a house, build a house, renovate, overhaul or rent a house. You can also withdraw the provident fund in case of serious illness, and the depositor of the provident fund can also apply for a provident fund loan.
References:
Operation manual for voluntary payment of housing provident fund