Materials required:
1, original and photocopy of the house purchase contract or house purchase agreement;
2. The original and photocopy of the purchase invoice;
3. The original and photocopy of the employee ID card shall be used to extract the provident fund;
4. Withdraw the employee's own bank savings account from the provident fund; In addition to the above information, the employee spouse's provident fund withdrawal should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.
The provident fund management center has all the information related to the provident fund. If you have related needs, you can also handle related business directly on weekdays. At the same time, it should be noted that there are very strict standards for the extraction of provident fund, and it can only be extracted if it meets the relevant requirements. When you withdraw the provident fund, you need to apply for a joint provident fund card at the designated bank card in advance, and the withdrawn provident fund will also be directly transferred to the joint savings account.
1. What are the extraction conditions of housing provident fund?
1, purchase, build, renovate and overhaul owner-occupied housing;
2, reached the national legal retirement age, or has officially gone through retirement procedures;
3, completely lose the ability to work, and terminate the labor relationship with the unit;
Second, the provident fund withdrawal process:
1. Sign the payment agreement. The Buyer and the Seller sign the loan fund transfer payment agreement.
2. Entrusted assessment. The loan applicant entrusts a housing appraisal institution recognized by the housing provident fund management center to evaluate the transferred house and issue an appraisal book.
3. Housing transfer. The buyers and sellers handle the house transfer formalities in the real estate registration department, sign the house sales contract, complete the deed tax payment formalities in the tax collection and management center, and obtain the property right certificate after the transfer.
4. Loan application. The loan applicant shall fill in the Application Form for Individual Housing Provident Fund Loan at the Housing Provident Fund Management Center with the materials required for the aforementioned provident fund loan, and make a record of the loan interview.
Legal basis:
"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.