How much is the interest for a three-year loan of RMB 150,000?

The calculation method is calculated by interest = principal × interest rate × loan term and two repayment methods:

1. Monthly payment of equal principal and interest repayment method = [Loan principal × monthly interest rate × (1-month interest rate) ^ number of repayment months] ÷ [(1-month interest rate) ^ number of repayment months - 1];

2. Monthly payment amount of equal principal repayment method = (loan principal ÷ number of repayment months) (loan principal balance - cumulative amount of repaid principal) × monthly interest rate.

The following takes housing loans as an example. According to the central bank's benchmark interest rate, the annual interest rate for commercial loans between one and five years (including five years) is 4.75%; the annual interest rate for provident fund loans for less than five years (including five years) is 2.75 %, the total interest for three years on a loan of RMB 150,000 can be calculated as follows:

1. Commercial loan

1. The total interest for three years for a loan of RMB 150,000 using equal principal and interest repayment method is 11237.42 Yuan.

2. The total interest for a three-year loan of RMB 150,000 using the equal principal repayment method is RMB 10,984.37.

2. Provident Fund Loans

1. The total interest for a 150,000 loan in three years using the equal principal and interest repayment method is 6,444.28 yuan.

2. The total interest for a three-year loan of RMB 150,000 using the equal principal repayment method is RMB 6,359.37.

Borrowers who need to apply for a loan segment must meet the following conditions:

1. Have full capacity for civil conduct and a legal and valid identity document;

2. Have the ability to repay the principal and interest of the loan;

3. Good credit status;

4. A legal and valid house sales contract has been signed, and the house purchased is for residential purposes;

5. Proof of a down payment that is no less than the minimum required ratio;

6. In principle, a mortgage guarantee is set with the purchased house;

7. Others specified by the bank condition.

In addition, the maximum loan period shall not exceed 30 years. The loan interest rates of all major banks shall be implemented in accordance with the relevant regulations of the People's Bank of China and other relevant regulations. The maximum loan amount shall not exceed 80% of the transaction price of the purchased house. The specific conditions shall be as follows: The relevant provisions of the muwandi differentiated housing credit policy are implemented.

Ping An Puhui car loan of 150,000 points has to be repaid in three years, and each installment has different repayments

Ping An Puhui loan of 150,000 points has to be repaid in three years, and the monthly repayment is 6,065.14, not counting. Interest rate = interest ÷ principal ÷ time × 100%. The total interest in 3 years is 68,345.04 yuan, the principal is 150,000 yuan, the time is three years, the annual interest is 34%, and the annual interest rate is not higher than 36%, it is legal. The interest amount of Ping An Puhui is strictly calculated and is controlled just below the range

How much is the interest for a loan of 150,000 to repay 168,000 in three years

Equal principal repayment method: per Monthly principal and interest repayment amount = (principal/number of repayment months) (principal - accumulated principal repaid) × monthly interest rate.

2. Equal principal and interest repayment method: monthly repayment amount = loan principal × [monthly interest rate × (1-month interest rate) ^ number of repayment months] ÷ { [ (1-month interest rate) ^ repayment Number of months]-1}.

For example, if the loan principal is 150,000 and the term is 3 years, the interest rate is temporarily calculated based on the People's Bank of China loan benchmark annual interest rate, which is 4.95%. Using the equal principal and interest repayment method, monthly payment: 4578.82, total repayment: 168,000, total interest: 18,000.

The loan is 150,000, and the interest is 7%. How much interest will I have to pay back in 3 years?

The loan is 150,000, and the interest is 7%. My total payment in 3 years is 7%. How much interest is required

It is related to the repayment method. The specific calculations under the two repayment methods of equal principal and interest (same monthly repayment amount) and equal principal (decreasing monthly repayment) are as follows: < /p>

Total loan amount 150,000

Period (month) 26

Annual interest rate for equal principal and interest is 7.0000%. Monthly repayment 6234.56 Total repayment 162098.67 Total interest 12098.67

The annual interest rate for the equal principal amount is 7.0000%. The first month payment is 6644.23, the monthly payment is reduced by 33.65384615, the last month payment is 5802.88, the total payment is 161812.50, the total interest is 11812.50

The N month payment is 150000/36[150000- 150000/36 (N-1)]7%/12

How much does it cost to repay a loan of 68,000 with an interest of 3% and 7 two years of interest?

Equal principal and interest method: Loan principal The deposit is: 68000, the annual interest rate is: 3.700%, the number of years is: 2; the monthly payment required: 2943.82, the total principal and interest to be repaid: 70651.68, the total interest to be repaid: 2651.67999999999

Loan 20,000 interest How to calculate 3%? If the loan is 20,000 per year and the interest is 3%, how much will the total payment be?

Principal: 20,000 Annual interest rate: 3.00%

; Interest = annual interest rate on principal, one-year interest is: 600

Loan of 60,000 will be repaid in 5 years How much does it cost to pay off the interest of 7% and 8% in total ***

If your repayment method is to pay off the principal in one lump sum when it is due, it will not be so much if you pay back the principal with interest.

The interest on my loan of 40,000 yuan is 1 cent and 2 cents per year. What is the total principal and interest? How much do I have to repay

I feel dizzy, ah.

40,000 times 0.012 (monthly interest) = 480, which is for one month. 480 times 12 months = 5760 yuan, which is for 1 year.

400005760=45760,

A loan of 70,000, repayable in 3 years, how much interest will I have to pay in total? To buy a car

Here Let me give you an example of my friend buying a car. He bought a car worth RMB 90,000 and got a loan of about RMB 70,000.

Calculation of loan fees for Dongfeng Peugeot (2061.6XRAT) (calculated based on price: 97,800)

< p>Basic cost of loan car purchase (summarized based on data in July 2002, for reference only, final confirmation by the dealer) Payment method: 20% down payment based on the total price of the car (111,578 yuan), 3-year installments

< p> Total down payment: 37,250.00 yuan, including license plate and car insurance: 13,778 yuan, management fee: 3,129.6 yuan, credit insurance: 782.4 yuan

Total loan: 78,240.00 yuan

Average monthly repayment: 2,362.14 yuan

Accumulated in 3 years: 85,037.04 yuan (=3122,362.14), of which interest expense is: 6,797.04 yuan

Total expenditure: 122,287.04 yuan (=3725085037.04= Cumulative repayment over 3 years of down payment)

Compared with the one-time payment (111,578 yuan), the increase amount is: 10,709.04 yuan, the increase percentage is: 9.6%

The interest is similar to his, 6 Thousand to 7,000

I took a loan of 250,000 and repaid it over 20 years. How much will it cost to pay in total? What is the interest rate and how much is the monthly repayment?

The interest is based on the purpose of your loan and the bank. The signed agreement determined

The loan is 50,000 yuan, the loan is for 5 years, the interest is 0.07, how much interest should be repaid

The interest required is 17,500 yuan. Search for loan calculators on Baidu and do the calculations yourself. You can also log on to websites such as Bank of China and use loan calculators to calculate.

I took out a commercial loan of RMB 330,000 from China Construction Bank and it will be repaid in 15 years. How much do I need to repay each month? How much is the interest now? How much interest will be paid on the total ***?

The current annual interest rate for commercial loans is 7.05%.

For repayment using the equal principal and interest method, the monthly payment is 2,975.37 yuan, and the total interest in 15 years is 205,565.82 yuan. The monthly payment for the equal principal method is 3,772.08 yuan in the first month, and decreases month by month, by 10.77 yuan per month, to 1,844.10 yuan in the last month. Yuan, the total interest in 15 years is 175456.88 Yuan.

The mortgage interest is 3% for a 170,000 loan for 10 years. How much interest will be paid? What is the total repayment amount and how to calculate it?

Loan 17w with a loan period of 10 years

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Monthly repayment will be: 1689.03 yuan. Monthly interest rate: 0.3%. Total principal and interest repayment: 202683.6 yuan

I hope e-Yuan Loan can help you, and I hope you will adopt it.

How much interest does it cost to mortgage a car worth RMB 150,000 for three years?

There are two repayment methods for monthly car loan repayments, namely equal principal and interest and equal principal. Monthly repayments vary in amount.

1. Equal principal and interest repayment: monthly payment is 4,478.82 yuan, the total repayment in 3 years is 161,237.42 yuan, and the total interest is 11,237.42 yuan.

2. Equal principal repayment: the first month's monthly payment is 4760.42 yuan, and then it decreases by 16.5 yuan every month, and the last month's repayment amount is 4183.16 yuan. The total repayment in 3 years is 160,984.38 yuan, and the total interest is 10,984.38 yuan.

Things to note when applying for a mortgage

1. When applying for a loan amount, the borrower should be aware of his or her current financial strength and repayment ability. Make correct judgments, make correct and objective predictions about your future income and expenses, carefully determine the loan amount, loan term and repayment method, design a repayment plan based on your income level, and leave an appropriate amount of money. room.

2. When applying for a mortgage, you must choose a good loan bank

The more and more detailed the bank's service types, the more flexible and diverse personal financial services you will get, as well as a rich portfolio of services and products. For example, some banks have launched a series of new measures, such as adjusting loan terms for borrowers, allowing borrowers to change properties, change real estate rights holders, etc.

That’s it for the introduction of the three-year interest rate for a car loan of RMB 150,000.