In order to meet the needs of users, many lending institutions have introduced more and more diversified loan methods, such as credit loans, mortgage loans, car loans, mortgage loans, decoration loans and so on. People with mortgage demand may consider, will applying for credit loan affect mortgage? Let's get to know each other. Does credit loan affect mortgage? Personal credit status and loan system will display personal loan information, so credit loan has a certain impact on mortgage, which can be considered from two aspects. If the borrower's repayment ability is good, it will have little impact on the application for mortgage, and it can even be used as an inspection standard when applying for mortgage; If the repayment ability is poor, it will directly affect the approval of mortgage. To sum up, credit loans have a certain impact on mortgage loans, but as long as a good repayment record is maintained, there will be no negative impact.