Answer: It depends on the individual. Job description in a word: sort out the list of customers' remaining funds and related materials that have completed subscription, contract signing and mortgage loan, and arrange to inform the docking personnel of the marketing department to promote the work. First of all, we must understand the customer's purchase process in real estate sales: subscription-signing-mortgage (not considering one-off)-bank lending.

Generally speaking, in order to withdraw funds efficiently, each link will have a written agreement period. For example, it is usually 7 days from the date of subscription to the signing of the contract. For example, if a customer buys a house for 6,543,800 yuan, he only needs to pay a deposit of 20,000 yuan and sign a subscription agreement on the same day. The agreement stipulates that the contract will be signed within 7 days to complete the payment of the remaining 980,000 loans. In this process, different companies have different ways. The contract can be printed and drafted by the real estate consultant himself, or it can be made entirely by the signing expert. Most of the latter, so the ability you need in this link is to print the contract and draw up enough professional skills, which is not difficult. Practice makes perfect. The difficulty is to be careful, because there are many terms and figures involved in the contract, so you can't make mistakes. Otherwise,

If you are a mortgage customer, after completing the above process, you need to sort out the information needed by the bank, such as running water, income certificate, social security certificate, asset certificate and so on. (according to the requirements of the bank) and submit it to the bank. However, in practice, even if it is submitted, it is incomplete, and there may be problems in the information that do not match the requirements of the bank, such as too small running water and untrue income certificate, so you need to inform the customer after completing the information feedback with the bank.

In theory, in fact, every link can go through the process smoothly without any problems, so as to achieve the purpose of remittance. However, in practice, customers often do staging, delay signing the contract after subscription, and there are always problems with mortgage information, which delays the sudden occurrence of remittance. Therefore, the post responsibility signed by the remittance specialist is particularly important to avoid the possibility of such things as much as possible. For example, training the sales team on collection, holding regular remittance collection meetings, listing remittance details and setting them up.

In a word, collecting money is a series of behaviors. The customers on the sales side are well controlled and there is no risk. The contract at the signing end is well done, and there is no omission in the process, so the payment is natural.

What is the difference between mortgage and mortgage?

1. There are differences in loan purposes. The biggest difference between mortgage loan and mortgage loan is that mortgage loan refers to the buyer's purchase of a house from a bank loan, while mortgage loan refers to the borrower's loan from a bank for consumption or commercial purposes, such as car purchase, travel, decoration, medical care, study abroad or commercial purposes.

2. The loan cost is different. Generally speaking, the interest rate of mortgage loan is lower than that of mortgage loan.

If the first suite applies for a mortgage loan, buyers will have the opportunity to enjoy a certain interest rate discount, while mortgage loans will not, and most banks will float on the basis of the benchmark interest rate.

3. The loan term is different. The longest loan term of mortgage loan is 30 years. The term of each loan is determined by the commercial bank through consultation with the borrower according to the borrower's age, working years, repayment ability and other factors. The longest loan term of house mortgage loan shall not exceed 65,438+00 years.

4. Different preconditions. The borrower wants to apply for a mortgage loan from the bank. It is a loan obtained from a bank with a certain amount of collateral as a guarantee. Mortgage loans can be used to buy houses or for other purposes. Mortgage loan is a personal housing loan business in which the purchaser takes the purchased house as collateral and the real estate enterprise provides periodic guarantee. Can only be used to buy a house.

Is it easy for real estate mortgage payers to do it? There is no such thing as doing a good job, only doing it with your heart. If the cashier's responsibilities and workflow are clearly understood, the author thinks that the work will get twice the result with half the effort. Learning more on the website is a good way to improve professional ability quickly.