Have full capacity for civil conduct, Xiamen resident population, etc. The conditions for applying for Quanzhou Bank Manager Loan are: full capacity for civil conduct, male over 22 years old but not over 60 years old, female under 55 years old, the applicant is a permanent resident of Xiamen, has a household registration or residence certificate, has a stable income, has continuously paid the provident fund for 6 months or more, has a good personal credit record and has no overdue record.