1. The applicant brings information to the management office for consultation, application and filling in the application form.

2. After examination and approval, issue a letter of entrustment to the applicant.

3. After receiving the notice, the applicant will bring the original to the bank to sign the contract and go through the notarization formalities at the notary office.

4. The applicant has to wait for the contract materials signed by the house seller.

5, the applicant holds a secured loan contract (mortgage contract) to the city real estate management office for mortgage registration;

6. The applicant holds the registered loan contract (mortgage contract) and notarial certificate to the housing provident fund service hall to receive the notice of transfer, and then holds the notice of transfer to the bank for transfer procedures.

Extended data:

Factors affecting the term of loan to buy a house and mortgage

1, age of loan applicant

When banks evaluate the repayment period of mortgage loans for borrowers, they first take their age as the basis. Generally speaking, under the premise of meeting the loan conditions, the younger the age, the longer the loan period, and the older the age, the shorter the loan period. Under normal circumstances, "the lender's age+the loan period does not exceed 65 years" is the loan period that the bank can handle for it.

2. Age of the lending institution

When a lender buys a property, the "age" of the purchased property will determine how many years he can borrow. According to the regulations of the bank, it is easier to get a loan for a property with a newer room. For example, the second-hand houses with a construction period of 10 years have good conditions in all aspects, and banks are willing to speed up the approval of housing loans with this period.

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