The 20th of the last month of each quarter is the interest settlement day. According to the "Notice of the People's Bank of China on the Calculation and Settlement of Interest on RMB Deposits and Loans" issued by the People's Bank of China. Regulations on calculating and settling interest on deposits from financial institutions: Interest on personal current deposits is settled quarterly, and interest is calculated based on the current interest rate listed on the interest settlement date. The 20th of the last month of each quarter is the interest settlement date. If the account is liquidated before the interest settlement date, interest will be calculated based on the current interest rate announced on the account liquidation date until the day before the account is liquidated. In addition to demand deposits and regular lump-sum withdrawal deposits, the interest calculation and settlement rules for other types of deposits such as call deposits, agreement deposits, time deposits and interest deposits, principal deposits and interest withdrawals, odd deposits and lump sum withdrawals, and lump sum withdrawals, are governed by the The legal person of the financial institution (rural credit cooperatives are represented by county cooperatives) shall formulate their own policies and inform customers in advance on the principle of not exceeding the People's Bank of China's deposit interest rate limit for the same period.