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What happens when a person is detained and the bank loan cannot be taken out?
Legal analysis: after being detained, it is still necessary to return the bank loan in time. If you have personal property or close relatives who are willing to help, you can repay it first. If there is no personal property that can be repaid and it is difficult for close relatives to repay it, they shall bear corresponding liabilities for breach of contract. If the circumstances are serious, they shall bear legal liabilities. Banks usually entrust lawyers to file civil lawsuits, and those who fail to perform after the judgment will be enforced.

Legal basis: Article 186 of the General Principles of the Civil Law of People's Republic of China (PRC) * * * If one party breaches the contract and damages the other party's personal rights and property rights, the injured party has the right to choose to require it to bear the liability for breach of contract or tort.