1. Protect personal information: Don't disclose personal identity, bank account number and other important information in public places or unsafe network environment. Avoid leaving personal information on unfamiliar websites or applications.
2. Beware of fraudulent information: learn to identify fraudulent information, such as false loan advertisements and high-return promises. Beware of phone calls, text messages or emails from strangers, especially those asking for personal information or bank card numbers.
3. Regularly monitor bank transactions: regularly monitor bank accounts, check bills and transaction records in time, and take immediate action when abnormal transactions or unauthorized transfers are found.
4. Establish risk awareness: understand the common means and characteristics of black online lending, and enhance the awareness and vigilance of such activities.
5. Call the police for help as soon as possible: If you find yourself infringed by illegal online loans, you should immediately report the case to the local public security organ, contact the bank to freeze the account, and consult a professional lawyer to help solve it.
Summary: It is necessary to protect personal information, prevent fraudulent information, monitor bank transactions, establish risk awareness, and call the police for help in time when encountering problems. It is the key to improve the understanding and prevention of black online lending and actively cooperate with law enforcement agencies to crack down on black online lending crimes.
Related information: The China Municipal Government has been stepping up its crackdown on illegal peer-to-peer lending and encouraging the public to raise their awareness of self-prevention. The People's Bank of China and other departments have also issued some measures to restrict illegal financial activities and protect consumers' rights and interests. At the same time, all walks of life have also carried out a large number of publicity activities to remind the public to be alert to the risks of black online loans and provide channels for help.