It is easy for individuals to apply for second-hand house loans and transfers if they meet the requirements of bank regulations, as follows:

To buy a second-hand house, you need to mortgage the property you just bought and apply for a mortgage yourself as the lender loan.

Loan procedures require: identity certificates of the buyer and seller, household register, marriage certificate, house ownership certificate, land certificate (or copy), sales contract, deed tax receipt, appraisal report, income certificate of the buyer and his wife and no house ownership prove.

When applying for a mortgage loan, the buyer and the seller need to go to the housing management department to sign the contract online and then go to the bank to apply for a second-hand housing mortgage loan. After that, they go to the housing management department to go through the transfer procedures, apply for mortgage registration after issuing the certificate, and go to the bank to withdraw money. loan.