CreditEase developed earlier and has a good background. It divested the P2P business and turned it into a pleasant loan. Now CreditEase is mainly engaged in private equity funds.
Heng Chang started late, so there are still P2P businesses that have not been separated, but it has just started to become a private equity fund.
P2P finance is also called P2P credit. Among them, P2P is short for peer-to-peer or person-to-person, which means: person to person. Peer-to-peer finance refers to small loan transactions between individuals. Generally, it is necessary to use the e-commerce professional network platform to help borrowers and lenders establish loan relationships and complete relevant transaction procedures. Borrowers can publish loan information by themselves, including the amount, interest, repayment method and time, so as to realize self-help loans; According to the information released by the borrower, the lender decides the loan amount by itself to realize self-help lending.