Legal analysis: In the past, it would have been about a week, but now it is difficult to say, some have been more than 3 months. This first depends on whether your house can be loaned, and whether the customer is subject to loan restrictions.

Legal basis: "People's Republic of China and Civil Code"

Article 394: To guarantee the performance of a debt, the debtor or a third party shall not transfer possession of the property , if the property is mortgaged to a creditor and the debtor fails to pay due debts or a situation occurs that realizes the mortgage rights as agreed by the parties, the creditor has the right to receive priority payment for the property. The debtor or third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property providing guarantee is the mortgaged property.

Article 395 The following properties that the debtor or a third party has the right to dispose of can be mortgaged: (1) buildings and other land attachments; (2) construction land use rights; (3) The right to use sea areas; (4) Production equipment, raw materials, semi-finished products, and products; (5) Buildings, ships, and aircraft under construction; (6) Transportation tools; (7) Other properties that are not prohibited from being mortgaged by laws and administrative regulations. The mortgagor may mortgage the properties listed in the preceding paragraph together.

Article 400 To establish a mortgage right, the parties shall enter into a mortgage contract in writing. A mortgage contract generally includes the following clauses: (1) The type and amount of the guaranteed creditor's rights; (2) The time limit for the debtor to perform its debt; (3) The name, quantity, etc. of the mortgaged property; (4) The scope of the guarantee.

Article 419 The mortgagee shall exercise the mortgage right within the statute of limitations for the principal creditor's right; if the mortgagee fails to exercise the right, the people's court will not provide protection.