what you want to ask is, in principle, what is the longest term of a personal employment loan by credit? No more than 3 years. According to the inquiry website, it is known that personal credit loans are generally not extended, and if they cannot be repaid on time due to force majeure or accidents, they can be extended once if the loan period is within one year (inclusive) with the consent of the bank, and the extension period shall not exceed the original loan period and the accumulated loan period (inclusive) shall not exceed one year, and the longest shall not exceed three years.