What is the financing method of the city investment company? (1) Entrusted loans Entrusted loans refer to loans provided by clients (including government departments, enterprises and institutions, other economic organizations and individuals, etc.). ) and determine the loan object, purpose, amount, term and interest rate. , distributed, supervised and used by financial institutions, and assisted in recycling. Financial institutions only charge fees, and the risks are entirely borne by the clients. Figuratively speaking, it is legal to add a bank between Company A and Company B, forming a loan process from Company A to the bank and then to Company B.. (II) Transfer of Creditor's Rights The transfer of creditor's rights refers to the act that the contractual creditor transfers all or part of its creditor's rights to a third party through agreement. For example, Company A now has a creditor's right of 2 million yuan to Company B, but this money will not be paid back by Company B until March. However, because Company A is in urgent need of this 2 million yuan to expand production, Company C can accept Company A's creditor's rights through creditor's rights transfer at the consideration of 2 million yuan and interest. This is no different from the direct loan of RMB 6,543,800 yuan from Company C to Company A, but it is legal because it is a transfer of creditor's rights. (3) Trust loan trust refers to the act that the principal entrusts its property rights to the trustee based on his trust in the trustee, and the trustee manages or disposes in his own name for the benefit of the beneficiary or for a specific purpose according to the wishes of the principal. According to the provisions of the Trust Law and the Measures for the Administration of Trust and Investment Companies, an enterprise can borrow money from another enterprise in the form of trust loan as the principal. The object of the trust loan is decided by the trustee, and the principal cares about the income, not who to lend it to. (4) The double model of natural person's body is protected by law because the loan between enterprises and citizens belongs to private lending. Therefore, the lender can first lend the funds to the individual (usually the major shareholder of the borrower or a trusted third party), and then the individual will lend the funds to the enterprise that actually uses the funds, and the enterprise will provide joint guarantee for the individual to the enterprise that lends the funds, or provide guarantees such as mortgage and pledge. If the individual cannot repay the loan, the lender will recover from the individual borrower and ask the guarantee enterprise to assume the guarantee responsibility. However, according to the Company Law, if a company provides a guarantee for the company's shareholders or actual controllers, it must be resolved by the shareholders' meeting or the shareholders' meeting. This is a procedural requirement. (V) Deposit Certificate Pledge Guarantee Loan Mode The deposit certificate pledge guarantee loan mode is a combination of bank loans. In fact, the interested party does not lend by itself, but obtains a deposit certificate from its own bank deposit, and uses this deposit certificate as a pledge guarantee for the borrowing enterprise to apply for a loan from the bank. Taking deposits as a single board has high security, the banking industry can get interest, and enterprises can actually get loan funds from banks. If the borrower fails to repay on time, the bank will directly deduct the repayment from the pledged deposit account. The guarantor can recover from the borrower. In this mode, the guarantor of the certificate of deposit pledge can not charge interest according to the loan relationship, but can charge a certain guarantee fee. From the article, we can see that there are five financing methods for urban construction companies, namely entrusted loan, bond transfer, trust loan, natural human dual mode and hypothecated loan mode. Each financing method has its own advantages and disadvantages, and financing is a solution to the company's financial difficulties. Choosing the right financing method will help the company to solve the practical difficulties better.