Current location - Loan Platform Complete Network - Bank loan - The construction period of new projects is four years, and the loans are balanced in each year. In the first year, the loan was 6,543,800,000 yuan, and in the following years, the loan was 5,000,000 y
The construction period of new projects is four years, and the loans are balanced in each year. In the first year, the loan was 6,543,800,000 yuan, and in the following years, the loan was 5,000,000 y
The construction period of new projects is four years, and the loans are balanced in each year. In the first year, the loan was 6,543,800,000 yuan, and in the following years, the loan was 5,000,000 yuan, with an annual loan interest rate of 6%. Pay attention to the balanced input, which is a bit out of line. (that is, the annual investment is 6,543,800,000 yuan, and the average monthly investment is 6,543,800 yuan/6,543,800 yuan = 933,300 yuan). The investment estimation is based on a simple algorithm, and the use time of all funds is 6,543,800+0/2 years. In order to calculate accurately, the following algorithm must be followed (12 months interest constitutes arithmetic progression):

The investment in the first month is 933,300 yuan, and the annual interest is 93.33 * 6% * 65438+February/65438+February;

The investment in the second month is 933,300 yuan, and the annual interest is 93.33*6%* 1 1 month/65438+February; I am an analogy.

Finally, it is the result of adding all the interest for 12 months.

Interest during construction period:

First year:1000 *1/2 * 6% = 300,000 yuan;

Second year: (1000+30)+500 *1/2 * 6% =1280 * 6% = 768,000 yuan;

Third year: (1030+500+76.8)+500 *1/2 =1856.8 * 6% =1.41.

The fourth year: (1606.8+500+11.41)+500 *1/2 = 2468.5438+0 * 6% = 65438.

Interest during the construction period: 30+76.8+11.41+148.09 = 3.663 million yuan.

The above calculation only applies to: interest is not repaid during the construction period (so compound interest must be calculated), and bank interest is settled once a year.