Buying a house can't be mortgaged, but can only be loaned. It doesn't meet the application conditions and can't be mortgaged. According to relevant laws and regulations, there are six kinds of immovable property that cannot be mortgaged: disputed immovable property. Property used for public welfare undertakings such as education, medical care and municipal administration. Buildings listed as cultural relics protection and other buildings with important commemorative significance. Property that has been included in the scope of demolition by corruption announcement. Property that has been sealed up, detained, supervised or restricted in other forms according to law. Corrupt other property that cannot be mortgaged.