The bank's micro-credit loan amount is generally more than 1 1,000 yuan and less than 200,000 yuan.
1. If it is a small rural loan, the loan amount shall be determined according to the local rural economic development level, the borrower's production and operation status, solvency, income level and credit status.
2. The amount of micro-credit loans in rural areas can be increased to 6,543.8+0,000 ~ 300,000 yuan in developed areas and 6,543.8+0,000 ~ 50,000 yuan in underdeveloped areas, depending on the situation in other areas. The specific loan amount will be appropriately increased on the basis of the credit loan amount depending on the actual risk situation of the borrower.
3, and for individual farmers and small township enterprises with large production scale, good operating efficiency, good credit record and large demand, the loan amount can be appropriately increased after reporting to the higher management department for the record.
In addition, different banks have different micro-credit loans. For example, Ping An Bank's "New One Loan" unsecured and unsecured credit loan product has a loan amount of 300,000-500,000.