Whether it belongs to or not can be divided into the following situations: (1) If one party buys a house with a mortgage loan before marriage and the husband and wife live or use it together after marriage, they can be converted into the same debt after marriage; (2) one party borrows money before marriage to buy a large number of wedding supplies, and after marriage, both husband and wife can change to the same debt after marriage when needed; (3) one party borrows money to decorate the house before marriage, and the house is for the husband and wife to live or use together after marriage; (4) Both parties agree with creditors that the personal debts of one spouse shall be paid off by both spouses.

Legal objectivity:

According to Article 1062 of the Civil Code, the following property acquired by husband and wife during the marriage relationship is the common property of husband and wife: (1) salary, bonus and labor remuneration; (2) Income from production, operation and investment; (3) Income from intellectual property rights; (4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law; (five) other property that should be owned by * * *. Husband and wife have equal rights to dispose of the same property.