Both banks are very good and can be compared based on loan interest rates, etc.

According to the official website of Jiangsu Changjiang Commercial Bank, the loan interest rate for six months to one year (including one year) is 4.35%. The bank will add 10% to the LPR interest rate as the loan interest rate. The loan interest rate for more than five years is 4.9%. Repayment methods include equal principal and interest repayment, equal principal repayment, etc.

According to the official website of Rural Commercial Bank, the interest rate within 1 year (including 1 year) is 4.35%; the interest rate from 1 to 5 years (including 5 years) is 4.75%; and the interest rate for more than 5 years is 4.35%. The interest rate is 4.90%. Repayment methods include regular interest settlement and principal repayment upon maturity, equal amounts of principal, etc.