Ping An Pratt & Whitney is the general name of the joint venture company of China Ping An Insurance (Group) Co., Ltd., which is engaged in financing guarantee, financing consultation, microfinance and other businesses. Assist the chairman of small and micro enterprises, individual industrial and commercial households and ordinary wage earners to obtain professional loan services, and help the development of China's real economy.
After years of rapid development, Ping An Pratt & Whitney has grown into a professional model in terms of comprehensive strength and corporate governance: it has excellent international management team and rich experience in credit business management; Through innovative credit technologies such as face recognition, micro-expression, artificial intelligence technology and anti-fraud scanning, the risk management and control ability has been continuously improved, and the steady and leading risk management ability has also continuously optimized the asset risk performance; Diversified loan plan provides customized services for borrowers and high-quality loan choices for the general public; At the same time, the online application process and offline consulting services continuously improve the service experience. At present, Ping An Pratt & Whitney covers more than 300 cities across the country, with more than 7,000 remote teams online. 24-hour professional consulting service, strong foreign business cooperation ability, building a loan ecosystem, has served more than 1 1 10,000 customers and helped them obtain loans of more than10 billion yuan. Ping An Pratt & Whitney will continue to adhere to the four driving forces of customer inclusiveness, product inclusiveness, channel inclusiveness and social inclusiveness, and practice inclusive finance with the brand concept of "responsible finance and inclusive lending".
In the future, Ping An Pratt & Whitney will continue to strengthen the promotion of inclusive finance under the background of Ping An 3.0 era, and strive to help small and micro business owners, individual industrial and commercial households and ordinary wage earners obtain better loan services, and build the most trustworthy and preferred inclusive finance brand in the world.
Ping An Pratt & Whitney focuses on providing loan services to small and micro business owners and individual industrial and commercial households in inclusive finance. 90% of small and micro customers are "1050" (small and micro enterprises and individual industrial and commercial households with annual income below 1000 million and employees below 50).
Master of Business Administration, University of California, Berkeley. He has rich professional experience in the field of consumer finance for nearly 20 years. 1999-2007 served as vice president of global personal business of Citibank (Korea, Thailand) and senior vice president of personal financial services and marketing department of HSBC (Korea).
Mr. Zhao joined Ping An Group in 2007, and successively served as assistant general manager and deputy general manager of the Credit Guarantee Insurance Division of China Ping An Property Insurance Co., Ltd., in charge of planning, finance and risk control. From 20 15 to now, he has served as the chairman and CEO of Ping An Pratt & Whitney, leading the integration of "Ping An Pratt & Whitney Finance" business clusters.