Legal subjectivity:

You can file for divorce if the car loan is not repaid, but the man is not allowed to file for divorce unless the woman is pregnant, within one year after childbirth, or within six months after the termination of pregnancy. Except under certain circumstances, both men can file for divorce at any time. Legal objectivity:

Article 1079 of the "People's Republic of China and Civil Code" If one spouse requests a divorce, the relevant organization may mediate or directly file a divorce lawsuit with the People's Court. When hearing a divorce case, the People's Court shall conduct mediation; if the relationship has truly broken down and mediation is ineffective, the divorce shall be granted. If mediation fails under any of the following circumstances, divorce shall be granted: (1) Bigamy or cohabitation with others; (2) Committing domestic violence or abusing or abandoning family members; (3) Gambling, drug abuse and other bad habits that persist despite repeated admonitions; (4) Separated for more than two years due to emotional discord; (5) Other circumstances that lead to the breakdown of the relationship between the couple. If one party is declared missing and the other party files for divorce, the divorce shall be granted. After the people's court has ruled that divorce is not allowed, and the two parties have lived apart for one year, and one party files a divorce lawsuit again, the divorce shall be granted.