Hello, dear, I'm glad to serve you ~ My husband took his house as collateral, and both husband and wife signed it, so the wife should bear the responsibility. During the marriage relationship, the debts incurred by the husband or wife in their own name shall, in principle, be treated as joint debts of the husband and wife; However, unless the other party can prove that the creditor and the debtor have clearly agreed to be personal debts; It can be proved that the husband and wife have agreed on the division of property system, unless the third party knows the agreement. After a husband and wife bear joint and several liabilities for joint debts, they may claim compensation from the other party based on legal basis. If one of the spouses dies, one of the spouses shall be jointly and severally liable for the joint debts during the marriage relationship.