According to the convention, it should be possible, as long as the bank does not lend money to the developer's account, it should be possible, and the developer is willing to go out for a down payment (the bank will pay a deposit of 5-65438+ 00% of the loan amount). If it is a loan, it can only be repaid in advance. There are two ways: reducing the monthly supply or shortening the service life.

You can check out with the developer and consider checking out without extra down payment. Developers had better explain why.